0800 610 2301 [email protected]

Personal & Business Protection

INTELLIGENCE MORTGAGE SOLUTIONS

We’ll use our experience from dozens of years of working in the financial industry to help you and your finances.

Our friendly team is made up of CeMAP qualified mortgage advisers and insurance specialists who can help you with a wide range of financial products.

All of our staff are experienced in Financial Services and receive ongoing training to ensure they fully understand the solutions we offer, and can continue to provide all our customers with the highest level of service.

  • Residential Mortgages
  • Capital Raising Mortgages & Second Mortgages (Debt Consolidation, Home Improvements, etc.)
  • Retirement Interest Only Mortgages
  • Buy-to-Let Mortgages
  • Commercial Mortgages
  • Home & Contents Insurance
Intelligence Mortgage Solutions Limited is an appointed representative of TenetLime Ltd which is authorised and regulated by the Financial Conduct Authority. Intelligence Mortgage Solutions Limited is registered in England and Wales registration number 8580165. Registered office Lancaster Court, 8 Barnes Wallis Road, Segensworth, Fareham, Hants PO15 5TU.

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in association with

A MORTGAGE IS A LOAN SECURED AGAINST YOUR PROPERTY. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Personal Protection

A Life insurance policy is a policy that pays out a lump sum of money if you die during the term of the policy. The money can be used to help support your family financially with things such as repaying a mortgage, covering funeral expenses or just as a fund to help with living costs. The premiums for all of these types of policies are calculated using your age, health status, amount of cover, term of the policy and occupation. Our policies are always tailored to suit your budget.

Critical Illness Cover provides you with a lump sum of money should you be diagnosed with certain specified illnesses or disabilities. The most common conditions that critical illness policies pay out for are cancer, heart attacks and strokes.

Whole of Life Cover, unlike life insurance, has no end date – as long as the monthly premiums are paid, then this policy will pay out at whatever age you die. As there is no specified term, premiums are typically higher than life insurance.

Family Income Benefit pays out a tax-free monthly income rather than a single lump sum if the policy holder dies during the term. This can be a cheaper form of life insurance as the value of the payout decreases through the term.

Income Protection Benefit says out a tax-free monthly income to help you cover your living costs should you be unable to work due to injury or illness. The income continues to pay out until either you can return to work or until the policy term ends.

Business Protection

Businesses need to protect themselves against all eventualities – they will almost always have cover for their buildings, contents, cars, materials and products, but they often forget about their most valuable assets – their staff. The premiums for all of these types of policy are paid for by the business and are calculated using your age, health status, amount of cover and term of the policy. Our policies can be tailored to your budget.

Key Person Insurance is a policy that provides cover for someone who is so important to a Business that if that person were to die, then the Business would suffer financial damage. The policy will pay a lump sum of money to the Business that can be used to replace lost income and/or to cover the cost to recruit and train a replacement.

Shareholder/Cross Option Insurance is designed to provide life insurance to all company shareholders so that in the event of death, the company will receive a lump sum of money that will enable the remaining shareholders to purchase the shares back from the deceased’s estate. This type of policy is usually in conjunction with the firm’s cross option agreement.

Relevant Life Insurance is a tax-efficient life insurance policy, allowing companies to offer a death-in-service benefit to its employees (including salaried directors). It’s set up by the company and pays out a tax-free, lump sum on the death of the person insured. The proceeds go directly to the employee’s family or financial dependants.

FOR ALL TYPES OF POLICIES MENTIONED, THE PLAN WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM.IF PREMIUMS ARE NOT MAINTAINED THE COVER WILL LAPSE.
FOR WHOLE OF LIFE POLICIES YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED. THE PLAN MAY HAVE NO CASH IN VALUE AT ANY TIME.
CRITICAL ILLNESS PLANS MAY NOT COVER ALL THE DEFINITIONS OF A CRITICAL ILLNESS. THE DEFINITIONS VARY BETWEEN PRODUCT PROVIDERS AND WILL DESCRIBED IN THE KEY FEATURES AND POLICY DOCUMENT IF YOU GO AHEAD WITH A PLAN.

Address

Legal Planning Solutions Ltd
Ferneberga House
Alexandra Road
Farnborough
GU14 6DQ

Contact Info

0800 610 2301

[email protected]

Business Hours

Monday to Friday: 8.30 - 18:00

Copyright © Legal Planning Solutions 2017. All rights reserved. Privacy Policy
Registered Office: Ferneberga House, Alexandra Rd, Farnborough GU14 6DQ
Registered in England No. 10712846
Authorised and Regulated by the Financial Conduct Authority FRN: 780418